Illinois side hustle taxes
Illinois uses a flat 4.95% state income tax — simpler to estimate than progressive states. Combined with federal + self-employment tax, your effective rate is around 28%. Chicago drivers face additional city-level rideshare fees but those are typically charged to the rider, not you.
Calculate your real Illinois take-home
✏️ Edit to match your real numbers — check your weekly statement.
SE 15.3% + ~13% combined
✏️ Edit to match your real numbers — your actual effective rate depends on total income, deductions and filing status.
Hours worked that platforms don't pay for
- Gross earnings
- $1,000.00
- Platform fees
- −$140.00
- Expenses
- −$220.00
- Est. tax reserve
- −$179.20
- Net after tax
- $460.80
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- ✓Quarterly tax-reserve email reminders
- Net take-home
- $460.80
- True $/hr
- $10.97
- Hours tracked
- 42.0
Without an account, this disappears the moment you close the tab.
Illinois tax essentials
- Flat 4.95% IL state income tax on net self-employment profit
- Quarterly state estimates via Form IL-1040-ES — same dates as federal
- Chicago: ground transportation tax is rider-paid but appears on your statement; don't double-count
- Illinois personal property replacement tax (1.5%) only applies if you operate as a partnership/LLC
Filing agency: Illinois Department of Revenue ↗
Frequently asked
- Does Illinois tax 1099 gig income differently than W-2 wages?
- No — Illinois taxes net self-employment profit at the same 4.95% flat rate as W-2 wages.
- Do Chicago drivers owe city tax?
- Chicago has no separate city income tax for individuals. The city's rideshare fees are passed to the rider through the app.
- What if I drive in multiple states from IL?
- You owe Illinois tax on income earned while in IL, and may owe non-resident tax in other states. Most rideshare drivers stay in-state and just file IL.
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