Do I need to register for HST in Ontario?

If you drive rideshare (Uber/Lyft), yes — from your first dollar. For other gig work, only after you cross $30,000 in 4 consecutive quarters.

What's the Ontario quarterly instalment deadline?

CRA uses Mar 15, Jun 15, Sep 15, Dec 15 — different from US schedule. Only required if your net tax owing for the year will exceed $3,000.

Can I claim my car expenses?

Yes — either the CRA per-km reasonable allowance ($0.72/km, first 5,000) OR actual expenses (gas, insurance, depreciation) prorated by business use.

🇨🇦 Ontario · CRA · 2026

Ontario side hustle taxes

Ontario gig workers pay CPP (11.4% self-employed), federal income tax, and Ontario provincial tax. Combined effective rate sits around 26% on net profit after expenses, with CRA's $0.72/km reasonable allowance dramatically reducing what you owe.

Estimates only. Platform fees, tax rates and expenses vary by location and situation. Edit any field to match your real numbers. For tax decisions, consult a tax professional.

Minimum wage

$17.60/hr (Oct 2025)

🇨🇦 Local income tax

5.05%–13.16% provincial

Effective tax rate

~26%

2026 mileage rate

$0.72 / km

Notable: Most rideshare and delivery platforms in Ontario issue a T4A summary at $500+ in earnings.

Calculate your real Ontario take-home

Premium: skip the typing. Import a CSV export from Uber, DoorDash, Instacart and more.

These are estimates only. Platform fees, tax rates, mileage deductions and expenses vary significantly by location, time and your specific situation.

For the most accurate picture, update every number from your actual earnings statements. This tool is for educational purposes and is not official tax or financial advice — consult a tax professional when needed.

1Select your platforms

2Your numbers

DoorDashNo service fee (tips + base pay)

Hours

Gross $

Expenses $

Gas only (mileage below)

Kilometres driven

Standard rate: $0.72/km — ✏️ edit km from your odometer or app summary

Deduction

$0.00

Uber~25% service fee (variable by market)

Hours

Gross $

Expenses $

Gas only (mileage below)

Uber Service Fee (%) — Variable by market

✏️ Edit to match your real numbers — check your weekly statement.

Kilometres driven

Standard rate: $0.72/km — ✏️ edit km from your odometer or app summary

Deduction

$0.00

3Tax location

CPP 11.4% + ~15% federal + ~10% Ontario

✏️ Edit to match your real numbers — your actual effective rate depends on total income, deductions and filing status.

4Unpaid time (prep, commute)

hrs

Hours worked that platforms don't pay for

5"What if" — add hours

+0 hrs

Your real take-home

$473.60

After fees, expenses & est. taxes

Your true hourly rate is an estimate. Small changes to fees or expenses can meaningfully impact the result — edit each field to match your real numbers.

True hourly

$11.28/hr

App says $25.00/hr

Profit margin

47.4%

Tight

Gross earnings: $1,000.00
Platform fees: −$140.00
Expenses: −$220.00
Est. tax reserve: −$166.40
Net after tax: $473.60

Shift date

Free up to 5 saves/mo. No card required.

Save this result — free

Don't lose this $11.28/hr calculation.

Create a free account to save this shift, track your true hourly across every gig, and get a free quarterly tax-reserve email — so April never surprises you.

✓Save up to 5 shifts a month — free, no card
✓Weekly & monthly trend charts across platforms
✓Quarterly tax-reserve email reminders

Already a member? Log in

Your shift, in your dashboard

Net take-home: $473.60
True $/hr: $11.28
Hours tracked: 42.0

Without an account, this disappears the moment you close the tab.

Estimates only. Platform fees, tax rates and expenses vary by location and situation. Edit any field to match your real numbers. For tax decisions, consult a tax professional.

Ontario tax essentials

Combined effective ~26% on net profit (CPP + federal + Ontario)
Quarterly CRA instalments required if net tax owing > $3,000
CRA reasonable allowance: $0.72/km (first 5,000 km), $0.66/km thereafter
GST/HST registration required at $30,000 turnover (rideshare: required from $1)

Filing agency: Canada Revenue Agency (Ontario assessment) ↗

Frequently asked

Do I need to register for HST in Ontario?: If you drive rideshare (Uber/Lyft), yes — from your first dollar. For other gig work, only after you cross $30,000 in 4 consecutive quarters.
What's the Ontario quarterly instalment deadline?: CRA uses Mar 15, Jun 15, Sep 15, Dec 15 — different from US schedule. Only required if your net tax owing for the year will exceed $3,000.
Can I claim my car expenses?: Yes — either the CRA per-km reasonable allowance ($0.72/km, first 5,000) OR actual expenses (gas, insurance, depreciation) prorated by business use.

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